Insurance for the firms hired to stop the breach.
You sell security. When a client is breached despite your work, the claim points at you: your advice, your monitoring, your assessment missed something. We build insurance programs for security firms and MSSPs around that exact allegation.
Your work product is a promise.
The E&O claim against a security firm writes itself: we hired you to keep us secure, and we were breached. Whether the allegation is fair is beside the point. Defending it costs money, and the client's contract usually sets the limit you must carry before the work even starts.
The work itself creates exposure. Penetration tests and red-team exercises are designed to push systems hard, and sometimes they push too hard: a test that takes down production, a scan that disrupts operations. Your contracts need to contemplate that possibility, and your E&O wording needs to respond to it.
For MSSPs the exposure is continuous. You monitor client environments around the clock, and the allegation after an incident is that you missed the alert, misread it, or responded too slowly. The monitoring never stops, so neither does the exposure.
Enterprise clients impose the strictest vendor insurance requirements in the technology sector: higher limits, cyber alongside E&O, and wording confirmations. And one honest point about wording: not every technology E&O policy covers security services the way a security firm needs. Some wordings limit them or exclude them outright. We confirm the wording describes what you actually do before anything is placed.
Coverage mapped to how a security firm operates.
- Technology Errors & Omissions, for security services: responds when a client alleges that your security services, advice, assessments, or monitoring failed and caused them financial loss. As with all E&O, the subject is financial loss from professional services, not bodily injury or property damage. The wording must expressly contemplate security services, and we check that it does.
- Cyber Liability: your own breach exposure and your liability to others. Policies can include first-party breach response and forensics, notification, network-interruption income loss, cyber extortion, and third-party claims when data in your care is compromised.
- Commercial General Liability: the baseline enterprise contracts require. Covers third-party bodily injury and property damage, including work on client premises. The honest limit, again: CGL typically excludes electronic data.
- Umbrella / Excess Liability: the higher limits enterprise security contracts demand, layered above the primary policies.
- Crime / Social Engineering: your team is a target too. Fraudulent funds transfer and impersonation schemes aimed at the people who hold the keys, subject to the policy's wording, limits, and exclusions.
The right program is built from your contracts and your operations. Coverage is defined by the actual policy wording, not by this page.
The strictest requirements in the sector.
Nobody gets asked for more proof of insurance than the firm hired to protect the network. Limits, sub-limits, wording confirmations, additional insured status: enterprise procurement will ask for all of it, and the deal waits until the certificates are right.
We read the requirement with you, compare it against what you carry today, and close the gap.
Start with a conversation.
Security firms do not fit standard applications: the services are too specific, and the wording has to be confirmed, not assumed. A conversation about what you actually deliver gets the program right.
Working in more than one of these areas?
Many technology companies do. Each segment page describes the exposure from that side of the business:
MSPs · SaaS & Software · Cloud & Hosting · Systems Integrators · VARs
Or start from the full picture: who we insure and the coverages we place.