Insurance for Ontario IT consultants, built around your contracts.
Your clients ask for proof of coverage before the work starts. We help independent consultants and consulting firms meet those requirements with coverage that reflects the services they actually deliver.
Your contract names the coverage. We make sure it is there.
Most IT consultants arrive holding a client agreement: professional liability at a stated limit, sometimes cyber liability, sometimes commercial general liability. The question is never just whether you have a policy. It is whether the policy answers what the contract asks, in the wording the contract uses.
We read the requirement with you, compare it against what you carry today, and close the gap. That is the whole job.
The coverages your contracts actually name.
- Technology Errors & Omissions: the coverage your clients ask for by name. Responds when a client alleges that your work, advice, or services caused them financial loss.
- Cyber Liability: for the data you touch and the systems you access. Covers breach response costs and third-party claims arising from a privacy or network security event.
- Commercial General Liability: the baseline nearly every contract requires. Covers third-party bodily injury and property damage, including work performed on a client's premises.
Limits, deductibles, and wording are set against your actual client agreements, not a template.
Two ways to get there.
Straightforward needs can start online in minutes, and every submission is reviewed by a human specialist. Complex contracts or unusual requirements start with a conversation instead. Either way, you end up with coverage matched to your work.